Commercial Loans

At Central Federal, your growth is our success.

Whether your plans are big or small, our experienced Lending Team understands the challenges and opportunities that your business faces and they are prepared to help you find financing solutions best suited to meet your needs. With competitive interest rates and repayment terms, our team works closely with business owners to maximize their financial goals.

We have the knowledge, expertise, and creativity to find the ideal lending solution for you – we’re here to guide your next step.

Commercial Real Estate

Purchasing property for your business is a great idea! When it comes to commercial real estate, the word “commercial” applies to any property that you use to grow and expand your business. This can be anything from manufacturing facilities, rentals, medical offices, hotels, small professional office buildings and everything in between. With this in mind, there are many reasons to consider making such an investment. It’s a chance to build equity, make your expenses more predictable and possibly gain tax advantages.

Agriculture Loans

Agricultural loans help farmers keep up with the expenses associated with operating a farm.  Whether you are managing the day to day expenses, looking to expand your operations, or take advantage of a new opportunity, we can get you the financing you need.  Agriculture loans include the following: purchasing livestock and other operating necessities; purchasing farm equipment, machinery, or supplies; purchasing farm real estate, including land and buildings; revolving lines of credit for inventory; and minor improvements or repairs to existing buildings.

Lines of Credit

Keeping your small business finances running smoothly can often be a challenge. Every small business needs to be able to adapt to change, especially in times of growth or uneven cash flow. When you need ready access to cash and flexible terms for repaying borrowed funds, a line of credit can often be an ideal solution. Depending on your specific business needs, a small business line of credit could be the simple solution you need to meet your goals for growth — at a pace that’s suitable for you.

Visit Central Federal or give us a call at (573) 364-1024 to speak to one of our experienced lenders, or apply online.